The New Jersey Subcontractors Association (NJSA), founded in October 1968, is a non-profit, membership, trade association representing subcontractors, specialty trade contractors and suppliers. NJSA is the only New Jersey construction association that concentrates exclusively on the business issues affecting all subcontractors, specialty trade contractors and suppliers. NJSA emphasizes needed reforms on such issues as prompt payment, retainage, surety bonding, lien rights, bidding practices and entitlement to payment.