EHD’s SPECIALIZATION MAKES A DIFFERENCE IN REDUCING YOUR TOTAL COST OF RISK. The experience and market specialization that EHD offers construction firms — in addition to the substantial premium volume we write in this industry — is measurable in our ability to significantly reduce your total cost of risk. Such risk reduction occurs with changes in premiums, claims management and loss prevention/risk control — variables made manageable by our industry knowledge and access to the insurance marketplace. EHD's TEAM OF EXPERIENCED CONTRACT-SURETY SPECIALISTS - our primary objective is to secure long-term solutions to your surety concerns.