X-Caliber Capital is a nationally-recognized C-PACE lender for construction or already built projects for all property types at rates around 5.4% and a direct HUD lender for multifamily (includes senior housing).  Rates as of July 2021 for refi's are about 2.35% plus mtg insurance premium, non-recourse, 80% to 85% leverage, fully amortizing for 35 to 40 years. Call me to discuss further - (917) 327-4804 or book an calendar appointment at:  https://calendly.com/paul-fitzsimmons/discussion-on-hud-lending-programs